Learn how to use and benefit from Zero Pay, find Zero Pay merchants, find places to use Zero Pay, and how to purchase Zero Pay gift certificates.
With the widespread use of smartphones and the use of various mobile payment services, the popularity of Zero Pay, which was created in the name of the Seoul Metropolitan Government’s disaster subsidy, is growing.
However, there are still many people who do not know exactly what Zero Pay is. 제로페이 사용법
This is simply a mobile-only simple payment-related service that is used by many people, created for the purpose of strengthening the competitiveness of small business owners. 좋은뉴스
Today, we will take time to learn how to use Zero Pay, the benefits you can receive, and how to find merchants and places to use them.
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What is Zero Pay?
zero pay
zero pay
Zero Pay is a mobile simple payment service formed by the joint QR code method introduced by the government, Seoul City, financial companies, local governments, and private simple payment operators in cooperation to reduce merchant fees that come as a burden to small business owners.
Various institutions work together to provide a service that allows you to conveniently go through the payment process through QR codes while greatly reducing fees charged for simple payments and account transfers.
From the consumer’s point of view, there is the convenience of not having to carry cash or a card separately and being able to complete the payment with just a mobile phone.
In particular, consumers can receive discounts on Onnuri gift certificates or various local currencies from Zero Pay and use them after purchase, so efficient services are possible.
From the point of view of merchants, fees vary depending on sales, but they can reduce the burden of payment fees because they receive a commission of 0%.
How to use Zero Pay
To use Zero Pay, first install the simple payment application, proceed with membership registration, sign up for the application, and proceed with payment.
After signing up, register the account you are using. Since money is withdrawn from your account immediately after payment, you must register an account with a balance.
First of all, you need to go to the Google Play App Store and select and install the one you want to use among the related simple payment apps.
Depending on the Zero Pay simple payment application, the names of the payment buttons such as ‘Pay via QR code’, ‘ZERO’, ‘Npay’, and ‘Zero Pay’ are slightly different.
Zero Pay payment app
Zero Pay payment app
Zero Pay payment app
Zero Pay payment app
Zero Pay payment app
In order to use Zero Pay, a payment app must be installed on your mobile phone. You can install and use the Zero Pay official app, ‘People Zero Pay’, but you can use Zero Pay with your usual payment app.
You can use Zero Pay directly from 20 banks and 29 simple payment apps for Zero Pay payment apps.
If you have an app you usually use, you can use that app, or if you don’t have one, you can install the app you want and use Zero Pay.
Zero Pay payment app
Zero Pay payment app
Zero Pay payment app
Zero Pay payment app
You can search for ‘Zero Pay’ in your usual bank payment app, or you can check Zero Pay in the ‘Service Platform’ or ‘Payment’ or ‘Pay’ tab. You can click this Zero Pay and sign up for membership.
Zero Pay payment method
There are two methods of Zero Pay payment: one in which the consumer photographs the merchant’s QR code, and one in which the merchant scans the consumer’s QR code with a reader.
How QR code consumers take pictures
Zero Pay payment method
Zero Pay payment method
Consumers launch apps they are using
Consumers select a payment method among debit/gift certificates and scan the QR code provided in the store.
After entering the payment amount, click the Make Payment button
After payment, real-time notification of payment details is sent to the owner’s affiliated store app
When you run the simple payment app installed on your mobile phone and scan the QR code, the amount to be paid appears and is authenticated and paid.
A method of scanning a consumer’s QR code with a reader at an affiliated store
Zero Pay payment method
Zero Pay payment method
Consumers launch apps they are using
The consumer presents the QR code/barcode generated in the app to the boss
The boss scans the QR code of the consumer’s mobile phone with a reader
Confirm payment through POS machine after payment
It is a method of making payment by recognizing the store-specific reader record by opening the simple payment app on the mobile phone and displaying the unique QR code.
In this process, payment platform companies do not receive payment fees from merchants, and commercial banks do not receive account transfer fees from platform companies, so sellers do not have to bear fees.
Go to Biffle Zero Pay download ◀︎Click
Zero Pay Gift Certificate
Zero Pay Gift Certificate
Zero Pay Gift Certificate
Purchase Zero Pay Gift Voucher
Purchase Zero Pay Gift Voucher
One of the advantages of Zero Pay is that local gift certificates can be purchased and used on mobile through the Zero Pay app.
In the case of gift certificates, they are divided into various types such as Onnuri gift certificates, local love gift certificates, and consumption activation gift certificates. Typically, mobile Onnuri gift certificates can be purchased with a 10% discount, and are convenient to use because you do not have to visit the bank.
In the case of local gift certificates that can be purchased through Zero Pay, the discount rate differs, but in order to revitalize the local economy that has been depressed due to COVID-19, a 10% Zero Pay discount is applied in most regions.
In the case of Zero Pay Onnuri products, you can apply a 10% discount every month when purchasing a gift certificate, and you can purchase up to KRW 1 million, and 30% of income deduction is automatically applied, so it is also advantageous for year-end tax settlement.
It is good to note that local love gift certificates purchased through Zero Pay can be used for 5 years from the date of purchase, and change is returned in cash when used more than 60%.
Click ◀︎ to go to Onnuri Gift Certificate usage inquiry
Zero Pay Benefits
Zero Pay is a mobile payment system that offers great benefits to both merchants and consumers.
Merchants can significantly reduce the burden of fees charged for each payment through Zero Pay, and can easily manage payment details through a dedicated application or website for Zero Pay operators.
At this time, a big advantage is that the applicable business establishments with sales of less than KRW 800 million in the previous year receive 0% commission.
The benefits that consumers can get by using Zero Pay are as follows.
1. 30% income deduction
With Zero Pay, it is possible for consumers to receive an income deduction of about 30% of the amount spent, so they can receive great benefits at the end of the year.
If you make a payment at a small business subscription store, you can receive 40% of the amount used as an income deduction benefit, and you can receive a 30% benefit at general subscription stores.
Considering that it is 15% of the income deduction benefit of general credit cards and 30% of debit cards, using Zero Pay is definitely an advantage.
2. Discounts on usage fees at public facilities
Discounts are available when using public facilities such as cultural facilities and public parking lots.
Local governments have announced that they will increase the number of public facilities that are subject to zero pay discounts.
3. Use the current payment application as it is
Consumers do not need to install a separate payment application to use Zero Pay.
You can try out Zero Pay right away in the simple payment app you are using.
Find Zero Pay merchants and where to use them
There are three main ways to find merchants that can use Zero Pay and where to use it.
1. Zero Pay Site
zero pay site
zero pay site
This is the most basic route.
Go to the ‘Find Merchant’ screen on the Zero Pay homepage.
On the ‘Find Merchant’ page, select your industry, city, and county.
Merchant or road name address is necessary when there is a specific place you want to use.
If you are looking for a merchant or place of use in the area where you live or work, you only need to select the area and type of business.
When you click on the industry, several options appear. At this time, you can choose from the options, but you can also select ‘Enter directly’ and write the keyword you want in the blank.
If you have selected the industry, press ‘Search’ on the first screen.
The disadvantage of this method is that it is difficult for consumers to immediately check the location of the store.
Consumers get a rough idea of the store’s location and how close or far it is from where they’re active, but without a map, it’s difficult to judge.
Go to Zero Pay Merchant Finder ◀︎Click
2. Naver Map Search
Naver Map Search
Naver Map Search
If you are looking for another way because the above method is lacking, searching through Naver Map can be a good alternative.
First, open the Naver Map app and type ‘Zero Pay’ in the search box to search.
All the stores that appear on the screen when you search are merchants that can use Zero Pay.
If you want detailed information, you can select the place you want from the map or list.
If you are a Zero Pay member store, the phrase ‘This is a Zero Pay member store’ is displayed on the screen where you click the store, but you do not need to select and check it one by one.
If you search for a company separately and the above phrase is floating, you can recognize that it is a place of use.
Go to Naver Map ◀︎ Click
3. Search in the Biffle Zero Pay app
Biffle Zero Pay Merchant Search
Biffle Zero Pay Merchant Search
The Biffle Zero Pay application is an application that is registered and used when local governments pay mobile gift certificates such as ‘Seoul Love Gift Certificate’.
It basically has the function of zero pay.
Among many applications, this has the advantage of being convenient as you can find merchants and stores that can use Zero Pay and complete the payment at the same time.
Go to Biffle Zero Pay ◀︎ Click
4. Using Gmap
Search Gmap Affiliate Stores
Search Gmap Affiliate Stores
Recently, ‘G-Map’, a system app that provides location information of Zero Pay member stores, was released.
G-map is a map app dedicated to finding Zero Pay merchants. It has the advantage of easily finding Zero Pay merchants around you from your current location.
Detailed search is possible through the merchant name, city, city, county, and district, and after changing the location in the app, search for nearby merchant information again
You can do it easily too.
In addition, you can collect only the merchants that use the gift certificates you want, such as local love gift certificates and mobile Onnuri gift certificates.
Go to download G-map ◀︎ Click
So far, we have learned how to use Zero Pay and how to find benefits, merchants, and where to use it.