How to check the integrated personal debt inquiry
There must be many people who are looking for a place where they can find out all financial information at once without having to access each stock company or bank to find out their personal debt. In this post, we will learn how to check the integrated personal debt inquiry on the All Credit website.
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All Credit Personal Debt Integrated Inquiry
All Credit is a site where you can check credit information for free on a daily basis. All Credit, like a credit rating agency, can check information about personal debt at once. You can check the integrated view of your personal debt at once on the All Credit website.
With All Credit, you can check your credit information free of charge three times a year. If you are curious about your credit information, you can check your credit information for free three times a year on All Credit. Then, let’s learn how to check the integrated personal debt inquiry in All Credit in earnest.
Card opening issuance information
1. After accessing the All Credit homepage, click Check creditor change information for free at the top of the homepage screen.
After clicking View creditor change information, verify your identity. You do not need to sign up as a member, and you can authenticate yourself through a public certificate. After verifying your identity, you can inquire about loan issuance information, cash advance records, and loan overdue information. The first thing you can check is credit card and check card opening and issuance information.
Credit card, check card opening issuance information Next, you can check short-term card loan cash service information, which we commonly call card loan. If you receive a cash advance from an ATM machine using a credit card, it will come out as a short-term card loan, and you can check the information on All Credit’s personal debt integrated inquiry. It is recommended that you do not receive card loans as much as possible because they affect your credit rating. A minus bankbook is better than a credit card loan.
Card overdue information
Check card overdue information
Cash Advance Record The next item you can check is card overdue information. All Credit is a credit rating agency, so you can check the factors that can affect your credit rating. Credit card delinquency is also a factor that greatly affects credit rating downgrade. That’s why it’s also a good idea to avoid overdue credit cards.
Overdue information shows the first overdue calculation date, the first overdue amount, overdue amount and even the amount to be repaid. Card overdue information Next, you can check the total number of loans and the total amount. Since the amount of each loan and the amount to be repaid are displayed, you can view all credits at once without having to search for each loan separately.
Creditor change information
Creditor change information
Just as a crime has a statute of limitations, a debt has a statute of limitations. If you have an old debt, you can check whether the statute of limitations for the debt has been completed. If it says that the statute of limitations has been completed, the right to the debt disappears because the debt is no longer extinguished.
In the case of financial transactions, the statute of limitations for personal debt is five years. If the creditor does not extend the statute of limitations, there is no longer an obligation to repay the debt. However, most banks and securities companies extend the statute of limitations before the expiration, so you shouldn’t expect much, but it would be nice to check it out at least once.
In this post, we looked at how to check your personal debt consolidation inquiry. It is convenient to check card opening information, card loan records, card overdue information, and loan information at once in All Credit. If you want to check all your personal debts, I recommend using this service.