Suspension of non-payment of cell phone bills
Let’s find out if you have bad credit when you stop paying your mobile phone bill. However, if you are overdue for not only telecommunication charges, but also loans, various utility bills, and taxes, you should be concerned about the delinquent.
Therefore, if you are overdue due to the burden of payment, it is strongly recommended that you find out how to solve it. 휴대폰 요금 미납
It’s okay to make a mistake and be overdue, but once it becomes a habit, you will be pushed back. Then, let’s take a look at why there can be a problem with non-payment of the mobile phone on time (bad credit rating). 좋은뉴스
If you are currently reading this and there is a possibility that you may stop paying your cell phone bill, please read it and be alert. First, let’s take a look at how delaying payment of telecommunication bills will affect your credit rating and credit score in order.
childhood
If you are a person who has been paying regularly without exceeding monthly payments, no sanctions will be imposed immediately. Failure to pay within 3 months will result in penalties.
Suspension of non-payment of mobile phone bills
The customer center of the telecommunication company you are currently using will suspend the outgoing calls and will impose a negligible limit for about two months. It’s a first-time offense, so I don’t put any financial restrictions on it, thinking that I’ll pay it right away without any major problems.
If two months have passed and you are still unpaid, you will not be able to use text messages as well as data.
However, if you pay immediately during the period, you can cancel the call suspension.
Warning on non-payment of mobile phone bills
Sending, texting, and data are also suspended, but if you do not pay, you will now be restricted from receiving.
Now it is useless because I can’t even get in touch. However, since the telecommunication company imposed sanctions, we do not hand over the details to financial institutions.
And if it is difficult to pay the overdue bills at once, you can pay in installments, so it is still far from being bad credit.
final ex officio
If the reception has been suspended and the mobile phone bill is still suspended, you will face ex officio cancellation. This is the final stage of the property seizure procedure, and the delinquency history recorded in the telecommunication company is transferred to the financial institution.
At this stage, creditworthiness and credit rating problems arise. Because you have not paid off your existing debt (unpaid telecommunication bills), you become bad credit.
Since it is now impossible to pay in installments, the sanction can be lifted only when all the deferred amounts are repaid at once.
Also, because the record is already there, you will become a believer for up to 5 years and will be subject to financial restrictions. Therefore, in the meantime, you need to build up your credit rating and recover it, so please refer to the previous post about this method.
Want to know your credit rating? (How can I upload it?)
At this stage, reminders keep coming in, and some people avoid it because they say it is stressful. However, if you reject it, your credit rating will deteriorate faster, so you must receive it.
If you don’t get a reminder, you don’t have the will to pay bills, and this is because it is judged that you don’t have the will to get financial relief.
Therefore, if possible, avoid delinquency as much as possible and avoid being branded as a creditor when non-payment of mobile phone bills is stopped.