Unlike other credit card points, Hyundai Card m-points differ in how they are cashed. It is 100% usable at m-points and affiliated stores, but if you proceed with cashing, you must convert to H Coin.
If you convert m points to H coins, you will lose more than the accumulated points. 현대카드 M포인트 현금화
Nevertheless, for those who do not use Hyundai Card anymore and do not need points, this post will discuss how to convert m points into cash.
Hyundai Card m-point cash conversion 좋은뉴스
index
Did you cash in the hidden card points?
Hyundai Card m points cannot be converted into cash
Conversion rate between m points and h coins
How to cash Hyundai Card m points
materials
m point cash conversion procedure
When will the money be deposited after applying for transfer to my account?
Other posts in the category of ‘high issuance rate credit card’
Did you cash in the hidden card points?
In addition to Hyundai Card, if you have not converted points from other card companies to cash, please refer to the post below.
If you use the card point integrated inquiry and bulk account transfer service provided by the Credit Finance Association, you can cash out your card points without cumbersome procedures.
Articles related to cashing out card points
👉 Card point integrated inquiry batch account transfer (account deposit) method
Hyundai Card m points cannot be converted into cash
m Points are points that accumulate a certain amount when you pay with Hyundai Card at affiliated merchants, and can be used like 1:1 cash at affiliated merchants, but it is impossible to convert them into cash.
m Points can be converted to h Coins and deposited into your account, and when converted to h Coins, you can convert them after deducting a certain percentage.
Conversion rate between m points and h coins
The conversion ratio is 1.5:1, and for example, when converting 15,000 Hyundai m points to h coins, it will be converted to 10,000 coins.
After completing the conversion, it is impossible to restore from h coins to m points, so please be sure to be careful before applying.
Coins converted in this way can be immediately deposited into your account and converted into cash without a separate fee.
How to cash Hyundai Card m points
materials
A PC capable of accessing the Hyundai Card website is required.
Converting m points to h coins cannot be done in the Hyundai Card app, and can only be done on the homepage.
m point cash conversion procedure
Access the Hyundai Card official website.
Click ‘Login’ at the top right to authenticate.
Tap Convert M Point H-Coin.
Route: M benefits information → H-Coin accumulation → M point H-Coin conversion
hCoin Conversion Menu
Apply for conversion
Enter the m-points you want to convert in units of 100 points and apply for conversion.
Apply for h coin conversion
Application for bank transfer
Select M benefits → ‘H-Coin earning information’ in order.
hCoin Conversion Menu
Select H-Coin Use Benefit Comparison at the bottom and select Remittance to Your Account to complete the remittance.Remittance to your own account
When will the money be deposited after applying for transfer to my account?
You can receive the deposit within about 10 minutes on the same day after applying for cash conversion.