As time goes by, I am more and more concerned about preparing for old age. Generally, companies end in their 50s and civil servants retire when they reach their 60s, but the average age is looking at the 80s and 90s, so you must be prepared to live without working for at least 20 to 30 years after retirement. .
Therefore, there are various pensions and guarantees from the country, but if you do not prepare yourself, you may have a difficult old age.
If so, let’s find out what a housing annuity is and how to inquire about how much you receive. 주택연금 수령액 조회
Contents
What is a home pension?
Inquiry about the expected amount of housing annuity 좋은뉴스
Housing annuity-receipt-inquiry
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What is a home pension?
A housing annuity is a long-term home-mortgage loan in which an elderly person aged 60 or over provides a house in which they currently live to a financial institution as collateral and receives fixed monthly living funds in the form of an annuity.
It is often referred to as a reverse mortgage loan and has been operated by Korea Housing Finance Corporation since 2007.
However, a home pension has its pros and cons.
Home Annuity Advantages
Reasonable inheritance
Lifetime residence, lifetime payment
some tax benefits
No reduction in pension when house prices fall
Disadvantages of housing annuity
Not reflected when house price rises
Inflation rate not reflected
Big loss when annuity is canceled
Unable to move house at will
For more details on the pros and cons, please refer to the attached YouTube video below the article.
Inquiry about the expected amount of housing annuity
Inquiry about the expected amount of housing pension is carried out in the following way. Let’s take a quick look at how much you can get based on your home.
Visit Korea Housing Finance Corporation website
Fill in your housing information
Check the query result
Visit Korea Housing Finance Corporation website
Click ‘Expected pension inquiry’ on the Korea Housing Finance Corporation website. The link below is a direct link to the site to inquire about the expected pension.
Housing Finance Corporation | housing pension | Expected pension inquiryEstimated pension inquiry Facebook Twitter kakao Talk Band ※ Housing prices are ‘Korea Real Estate Agency Internet Market Price’, ‘KB Kookmin Bank Internet Market Price’, and ‘Housing Price Published by the Ministry of Land, Infrastructure and Transport (However, if there is no published price, the market price standard)
www.hf.go.kr
Fill in your housing information
Please fill in the information to calculate the expected amount of your home pension, such as the homeowner’s date of birth, spouse’s date of birth, and housing category. In the case of house price, you can simply search through the market price search.
Check the query result
Once you have entered the relevant information, click [Search]. We recommend that you calculate the expected amount of receipt and consider whether or not to purchase a housing annuity.
Please refer to the video below to familiarize yourself with the pros and cons of a home annuity and make a decision. thank you