농지연금 가입조건 Farmland Pension Subscription Conditions

What is Farmland Pension?
How to receive Farmland Pension?
How much is the farmland pension?
Collateral Farmland Appraisal
Termination of Farmland Pension
Farmland Pension Application Qualifications
How to apply for Farmland Pension
Application for Farmland Pension
The three conditions for joining the Farmland Pension are age 60 or older, 5 years of farming experience, and meeting the requirements for secured farmland. The monthly farmland pension is up to KRW 3 million, and it is operated with government subsidy and subsidy support policies. We will find out more about the government policy for farmers, terms and conditions for farmland pension subscription and cancellation, and guide you on how to apply. 농지연금 가입조건

농지연금 가입조건

What is Farmland Pension? 좋은뉴스 
It is a government support system in which farmers entrust their farmland and land within the farmland bank and receive “farmland pension” in the form of pension.

 

How to receive Farmland Pension?
There are 5 ways to receive farmland pension: life-time, term-type, before-and-after-return, temporary withdrawal, and management transfer.

 

Life sentence (farmland pension received monthly while alive)
Term type (pension received monthly for a fixed period) (5, 10, 15 years)
Before and after type (a method of receiving a little more monthly payment for 10 years after joining the farmland pension)
Temporary withdrawal type (up to 30% of the loan limit can be withdrawn)
Management transfer type (promise to sell the collateralized farmland after the expiration of the pension period and receive up to 27% more monthly payments)
farmland pension
How much is the farmland pension?
The monthly payment for farmland pension is up to KRW 3 million.
The monthly payment of the farmland pension varies depending on the price of the farmland secured, the age of the subscriber, and the method of receiving the pension.

 

Find out the estimated amount of my farmland pension (click)

 

Collateral Farmland Appraisal
When you want to receive a farmland pension through a farmland bank, the appraisal amount of the collateral farmland is set within the limit of 100% of the land individual publicly announced land or 90% of the appraisal amount.

 

Termination of Farmland Pension
If you want to cancel the farmland pension contract, you can do it at any time you want, and you can cancel the pension contract after debt repayment (total amount of monthly pension receipt + interest rate 2.0% + risk charge 0.5%).

 

Note: In the event of non-payment of debt, the collateral farmland is arbitrarily transferred to an auction sale. (Collection of pension bonds with the sale amount of collateral farmland auction and repayment of the remaining amount to subscribers (or heirs))

– In the event of separate use of collateral farmland and the death of a pension subscriber, the pension can be inherited by the spouse who is the heir.

– If you directly cultivate crops or rent farmland, you can expect to generate additional income other than pension.

 

Farmland Pension Application Qualifications
Qualifications for farmland pension are 60 years of age and 5 years of farming experience.

 

Find out the eligibility for Farmland Pension (Click)

 

As of the end of the farmland pension application year, the farmland owner is over 60 years old (65 years old in 21 → changed to 60 years old in 22 years)
Applicant’s agricultural experience of 5 years or more
Farming experience of at least 5 years from the date of application for farmland pension. This 5-year farming experience does not have to be 5 consecutive years, and it is possible to apply if you have completed 5 years or more in total during the total farming period.

 

If the requested farmland meets the following conditions, it will be farmland that corresponds to the pension application.

Farmland designation is former, answer, orchard
Farmland held for more than 2 years
The place of residence and the secured farmland must be located in the same municipality or adjacent to it.

How to apply for Farmland Pension
Let’s apply for farmland pension on the homepage of the farmland bank operated as part of the government support and subsidy policy.

Application for Farmland Pension

 

 

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