Do you know how much the KB Kookmin Card installment fee is?
KB Kookmin Card installment fee
It’s a world where you can’t live without a card these days, but there are cases where a card gives you more discounts. 국민카드 할부 수수료
Maybe that’s why there is one for each type of card company, but I’m using a green card among KB Kookmin Cards. 좋은뉴스
There is no annual fee, and there are discounts depending on the region.
The important thing is to have it for interest-free installments or billing discounts when you buy things online from time to time.
So today, I’m going to find out how much the card installment fee is when using KB Kookmin Card.
Learn more about how fees are calculated.
First of all, credit card installment fees vary depending on the individual’s creditworthiness.
It is said that all non-VVIPs are similar. If you want to know how much your fee is
You can find out by going to the monthly credit card statement and viewing the details.
1. KB Kookmin Card fee rate information
Target
New and existing use cases after February 8, 2018. (However, existing cases are applied from the time of calculation of overdue interest after February 8, 2018, and overdue interest before February 7, 2018 is the previous overdue interest rate (22.9 ~ 26.9% per annum). will be calculated.)
Information Use
Excessive use of short-term card loans (cash advances) may have a negative impact on your credit rating.
Short-term card loan (cash service) fee: [(amount used X commission rate by membership level) X number of days used / 365 (366 for leap years)]
When handling short-term card loans (cash service) through automated machines, a separate ATM fee (700-800 won) is added.
The installment period is applied differently for each member store within 18 months, and installment use exceeding 18 months is only available at specific member stores.
Installment fee: 1st installment (installment balance x installment fee rate x number of days (usage date – payment date) / 365)
After the second round (installment balance x installment commission rate / 12)
Installment fee per KRW 100 is an example amount calculated by calculating the total installment fee to be paid during the applicable installment period by daily pro rata for the first installment (29 days: average credit period) and monthly installment for the second installment after the installment payment of KRW 100. no see.
If you cancel after 90 days or more, the installment fee will not be refunded.
The interest rate for long-term card loan (card loan) varies depending on each product and customer’s credit rating.
Long-term card loans (card loans) do not have handling fees or prepayment fees, so you can easily and conveniently apply for and repay them freely.
Long-term card loan (card loan) interest rate: 4.90% ~ 23.50% per year
Exchange rate handling interest rate: 9.50 ~ 19.50% per annum is applied depending on the initial prepayment rate. (Applicable standard date: 2016. 6. 8)
2. KB Kookmin Card installment fee calculation method
1) Let’s look at MY KB “Installment Payment Estimated Inquiry” on the KB Kookmin Card website
Calculate using the installment payment estimate inquiry service
I looked up the amount when I paid 1 million won for 12 months.
Only interest is 90,161 won. The commission rate is 16.11%. It’s no joke.
If you are in a hurry to installment, be sure to check it out. The larger the amount, the higher the interest rate.
2) Calculate by referring to how to use the loan interest calculator using the smart finance application.
3) Since the individual’s credit rating is different, check it through the KB Kookmin Card Customer Center.
4) Calculate through the Woori Bank card fee calculator.
Go to Woori Bank Card Fee Calculator https://spib.wooribank.com/pib/Dream?withyou=CMBBS0086